If you’re a rideshare driver trying to cut down on gas expenses, the Uber Pro debit card can make your life on the road a lot smoother.
In 2022, Uber introduced the Uber Pro card, which promises quicker payments and fuel rewards for its drivers.
The first thing you’ll notice is the enticing cashback program, with up to 10{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} cashback on gas and 12{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} on electric vehicle charging.
But there’s a ton of fine print involved that can make you wonder if the card is worth it. Don’t worry, though—we’re breaking it all down so you can make an informed decision.
This article will show you:
- How the Uber Pro card works.
- Its pros and cons.
- Other notable alternatives.
Read more:
Uber Pro Card at a Glance
Full name: Uber Pro Debit Card
Best for: Uber drivers who want guaranteed cashback on refueling and free automatic cashouts
Issuer: Branch
Credit score needed: No credit history required
What Is the Uber Pro Card?
The Uber Pro card is a special debit card created to provide exclusive perks for Uber rideshare drivers.
Its major advantages include an excellent cashback rate for both gas purchases and EV charging.
It also lets drivers receive instant payment as soon as they finish an Uber ride or delivery.
Uber Pro Card: Overall Card Review
How Does the Uber Pro Card Work?
The Uber Pro card is a debit card that offers cashback rewards to Uber drivers.
The amount of cashback you earn hinges on your Uber Pro status—your Pro status can be Blue, Gold, Platinum, or Diamond, depending on the points you’ve earned on the Uber Driver app.
Based on these tiers, your base cashback rate can range between 2{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} to 6{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa}.
Plus, if you fill up at an Exxon and Mobil station, you’ll get an extra 3{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} cashback.
To top things off, you’ll earn an additional 1{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} cashback if the gas station participates in the Mastercard Easy Savings program.
The rewards don’t stop at fuel savings, though. You’ll also bag 4{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} cashback at eligible restaurants and hotels through the Mastercard Easy Savings program.
Uber Pro Statuses and Cashback Rates
Here’s a clear breakdown of the various Uber Pro driver statuses and what benefits you’ll get at each level:
Cashback on EV charging
|
Blue |
Gold |
Platinum |
Diamond |
|
|
Qualifying EV charging purchases in any city |
4{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
6{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
8{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
12{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Cashback on gas
|
Blue |
Gold |
Platinum |
Diamond |
|
|
At any gas pump, in any city |
2{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
3{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
4{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
6{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
|
At any Exxon or Mobil gas pumps |
Additional 3{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Additional 3{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Additional 3{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Additional 3{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
|
At Mastercard Easy Savings stations |
Additional 1{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Additional 1{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Additional 1{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Additional 1{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
|
Total potential cashback |
Up to 6{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Up to 7{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Up to 8{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Up to 10{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} |
Looking for rewards on credit cards? Check out our list of the best cashback credit cards.
Uber Pro Card Fees & Rates
Uber Pro is a debit card, so it doesn’t come with all the credit card fees.
But if you’re unsure what fees fall into what category, here’s a quick summary:
|
Fee |
Detail |
|
Annual fee |
$0 |
|
Processing fee |
$0 |
|
Monthly maintenance fee |
$0 |
|
APR |
N/A |
|
APR for cash advances |
N/A |
|
Balance transfer fee |
N/A |
|
Cash advance fee |
N/A |
|
Foreign transaction fee |
N/A |
|
Late fee |
$0 |
|
Minimum interest charge fee |
$0 |
|
Returned payment fee |
$0 |
|
Overlimit fee |
$0 |
Before you get excited by all the zeros, note that the Uber Pro card comes with some typical debit card fees:
|
Transaction Type |
Fee |
|
ACH return |
$0 |
|
ACH overdraft |
$0 |
|
Card-based transfer to Branch Wallet |
$0 (instant) |
|
ACH transfer to Branch Wallet |
$0 (3-day) |
|
Card-based transfer off of Branch Wallet |
2{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} of the transfer amount ($2.99 minimum) |
|
ACH transfer off of Branch Wallet |
$0 |
|
ATM (in network) |
$0 (third-party ATM fees may apply) |
|
ATM (out of network) |
$2.00 (additional third-party ATM fees may apply) |
Looking for a debit card that’s perfect for travel? Check out the Wise Debit Card.
Uber Pro Card: Pros and Cons
Here’s a glance at all the pros and cons of getting this credit card:
Pros
- Generous rewards program.
- Instant payments for completed Uber trips.
- No credit score check.
- Free Allpoint ATMs.
- No lengthy temporary gas hold.
Cons
- Cashback is capped at $100 per month.
- Best cashback rates for Diamond status.
- Doesn’t help you build credit.
Pros—why we like it
Generous rewards program
This card’s cashback rewards program is great: You can get up to 10{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} back on gas and up to 12{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} on electric charging.
If you fuel up at Exxon and Mobil gas pumps, they’ll throw in an extra 3{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} back.
And if you buy gas from a participating gas station in the Mastercard Easy Savings program, you’ll get an additional 1{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} back.
The program also offers up to 4{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} back at select hotels and restaurants: Enjoy the cashback rate at over 6,000 hotels, including Holiday Inn, Hilton Garden Inn, Hyatt Place, and Days Inn.
When it comes to restaurants, you’re in for a treat: Outback Steakhouse, Jersey Mike’s, Red Lobster, BJ’s Brewhouse, Pizza Hut, Panda Express, and many others are part of the bonus 4{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} rate group.
Instant payments for completed Uber trips
The Uber Pro card comes with a Branch checking account. So all your earnings go directly to your Uber Pro Card after every trip—free of charge.
You can also withdraw cash for free at 55,000+ ATMs using the Pro card.
No credit score check
The Uber Pro card is a debit card, so you won’t need a credit history to get this card. You qualify as long as you have an active Uber Driver account.
Is a bad credit score the reason you’re opting for a debit card? Check out these best credit cards for bad credit.
Cons—what to consider
Cashback is capped at $100 per month
While the card comes with some impressive reward rates, cashback on fuel and EV charging is capped at $100 per month.
Take a look at our list of the best cashback credit cards for more rewards.
Best cashback rates for Diamond status
We’ve discussed how Uber implements a tiered rewards system, so the cashback rates are different for everyone.
While the base rate for Diamond status is a solid 6{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} on gas, Blue drivers get just 2{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} back.
Doesn’t help you build credit
Since Uber Pro is a debit card, it can’t help you build credit.
Read more:
Uber Pro Card: Things to Know
Who is Uber’s digital banking partner?
Uber has partnered with Branch, a financial technology company.
Thanks to this partnership, the Uber Pro card comes with a business checking account from Branch. After each trip, Uber automatically deposits your earnings into this account.
How to get the Uber Pro Card?
To get your hands on the Uber Pro Card, you need to have an active Uber Driver account.
Here’s what you need to do:
- Open the Uber Driver app and follow the instructions to apply for the Uber Pro card.
- When you’re applying, don’t forget to enter the same mailing address that’s on your government ID.
- Once your application is done and approved, you’ll be redirected to the Uber Pro card app. When you get there, make sure to tap “Sign Up” instead of “Log In.”
- Confirm your personal information and set a passcode for your Uber Pro card account.
How to use the Uber Pro Card?
You can access the Uber Pro card through mobile wallets, making your payments contactless and convenient. You’ll get paid instantly after completing an Uber ride or delivery.
The Pro app will also let you track your earnings, transfer money to other bank accounts, earn rewards, and manage your savings.
But that’s not all. Since this card is a Mastercard debit card, you can use it at most places that take cards.
Need cash? You can easily withdraw money from ATMs using the card. (The Allpoint Network gives you access to over 55,000+ ATMs without any fees.)
Alternatives: How Does the Uber Pro Card Compare to Other Credit Cards?
Let’s see how the Uber Pro card compares to top rewards credit cards:
Useful Links
- Read all about the Uber Pro debit card here.
- Contact Uber’s support team for more help.
- Get more information on Uber’s partnership with Branch.
Uber Pro Card Customer Reviews
Here are some Uber Pro card reviews from cardholders on the internet:
“Becoming a pro member with Uber has a lot of advantages, you get cashback when at the pump as well at many other retail outlets, discounts when using in restaurants, etc.”
“I will give this bank credit for being convenient, but when it comes to disputes, it’s the worst. I was on hold for so long that I had time to shop at four different stores, drive home, put away the groceries, and was still on hold.”
“I just got the card out of the mailbox and activated it. I was immediately allowed to accept a $50 loan from Uber. This came at just the right time, as money is tight right now and I needed this little boost to help me with gas money.”
Is the Uber Pro Card Good for Me?
The Uber Pro Debit Card is a great deal for Uber drivers who want to score some top-notch cashback rewards at the pump.
Even if you only use the card for gas and cashing out your Uber earnings, it’s worth considering in addition to your other debit or credit cards.
Who wouldn’t want to get up to 10{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} back on their gas expenses, especially when it’s a big part of your work as an Uber driver?
Remember
If you’re not a rideshare driver, this card is a no-go. After all, you need to have an Uber driver account to even apply for it.
Keen getting a brand-related or merchandise credit card? Check out the eBay Mastercard or the Group One Platinum Card.
Many merchandise credit cards come with rewards programs that enable cardholders to earn points, cashback, or other incentives for their purchases. These rewards can accumulate over time and you can redeem them for future discounts or merchandise.
Aneela CantyMarketing Professional at Fueled
FAQ
Is the Uber Pro card a credit card?
The Uber Pro Card is a debit card and a checking account. You can do things like make purchases wherever Mastercard is accepted, transfer money to and from external accounts, and use it at over 55,000 ATMs for free.
Want more credit card options instead?
Check out our full rankings:
What does the Uber Pro card look like?
The Uber Pro card is a sleek silver and black debit card. It also has Uber’s logo on the left and the typical Mastercard logo on the right side of the card.
If you’re all about the premium look, check out credit cards like the Amex Business Platinum card and the Capital One Venture X Rewards card.
How to activate the Uber Pro card?
Once you’ve got your hands on that Uber Pro card, there are two easy ways to activate it:
First up, through the app:
- Open the Uber app and go to the Wallet tab.
- Look for the “Your card is on the way!” banner and tap on “Activate Card.” If you can’t find the banner, simply swipe it to the left.
- Use your phone’s camera to scan the QR code that came with the flyer you received along with your Uber Pro Card.
- Set your PIN, and you’re good to go.
But if you happen to misplace the flyer with the QR code, you can still activate your card over the phone. Just call our dedicated cardholder support line at +1 833-994-0430, and they’ll assist you with the activation process.
How to cancel the Uber Pro card?
You’ll need to contact Uber’s support team to cancel your card.
You can also consider disabling automatic payouts on your card instead of deleting it completely.
Disabling automatic payments will default your Uber payouts back to the Uber Driver app and allow you to keep your Uber Pro Card account active.
If you are interested in this option:
- Navigate to the Wallet tab in your Uber Drivers app and tap on Payment Methods.
- Tap on Uber Pro Card.
- Tap Pause Automatic Payouts.
If the Uber Pro card isn’t cutting it for you, consider a great cashback credit card like the Amex Blue Cash Preferred. This credit card will give you 6{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} cashback on groceries and streaming subscriptions, 3{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} back on transit and gas, and 1{1652eb1ffa4184925f6a63a9c04ea6b421acb7a78117241e7d4325cdca8339fa} cashback on any other purchases.
Is Branch a Bank?
Branch isn’t a bank. It’s a financial technology company that has partnered with Evolve Bank & Trust, a member of the FDIC, to provide banking services.
Does the Uber Pro card require a credit check?
No. As with any debit card, there’s no credit score check.
Any Uber driver with an Uber Pro status can apply, and the approval process is usually super quick, often within minutes.
Just keep in mind that you’ll need to go through an ID verification process to qualify for the card.