Budgets and diets are a waste of time! Most, if not all personal finance (PF) bloggers are probably surprised I would say that. A budget or diet is not the answer for overspending or overeating. If these things worked for everyone, there would be no debt or overweight people. A budget or diet is intended to help us reach a financial or personal goal. Do budgets or diets even work? I spent my entire career preparing budgets, five (5) year plans, strategic plans and business…
Article by KrantCents. Read entire story here.